Financial Literacy Can Change Futures. Schools Must Teach It, Says Actress Pratiksha Rai

Mumbai: In a conversation on social responsibility and social change, actress Pratiksha Rai who has been part of shows like Vasudha, Pavitra Bhagya, and Titlie, spoke passionately about the urgent need for financial education in Indian schools. Calling it one of the most neglected areas in the country, she said, “Financial literacy can reshape the future of young people across India. It is something we absolutely need to teach from a young age.”

Pratiksha believes that early financial education can help build responsible, confident individuals. “Children should learn saving, investing, budgeting, and the difference between needs and wants. If they understand this from the beginning, they will not fall easily for social media trends or manipulative advertising,” she said.
Talking about how individuals can contribute to larger social change, Pratiksha added, “People underestimate the power of small, consistent actions. Being mindful consumers, supporting ethical practices, talking to friends and family about issues… these things matter. Awareness creates understanding and action turns that understanding into real change.”
For those struggling to figure out where to start, she offered simple advice. “Start with self education. Pick one issue that truly resonates with you and take the smallest possible step. Read about it, attend events, volunteer. You do not need to begin with something huge. Just begin.”
Discussing the influence of public figures, she said, “Influencers and celebrities have a big role in amplifying social issues. Their reach can make people notice topics they otherwise ignore. That is why it is important for them to speak responsibly. On India’s most urgent social issue today, Pratiksha did not hesitate. “Financial literacy needs immediate attention. Overspending and debt cycles are rising among the youth. People buy things for momentary excitement and then struggle later. Phones, gadgets, lifestyle items… these lose value but the debt stays. It is becoming a serious concern. Pratiksha also reflected on the role of social media in shaping opinions. “Social media has opened conversations, yes, but it has also created unrealistic expectations. People compare themselves to filtered lives and feel pressured. When you mix that with a lack of financial understanding, it becomes dangerous. Awareness and self control are crucial.”

Emphasising long term wellbeing, she said, “Financial discipline doesn’t stop you from living your life. It actually helps you live better, safer, and more peacefully. And it is not only schools that should teach this. Parents must also guide their children. Enjoying life is important, but enjoying it wisely is even more important.”

Pratiksha ended with a message to the next generation. “Protect your future. Make smart choices. Learn how to handle money because it gives you freedom, not restriction. If we teach this early, our next generation will be stronger, more confident, and more secure.”